Credit Problems

Can I Find a Mortgage If I Have Bad Credit?

At Will Assist Mortgages, we understand that life can present ﬁnancial hurdles like diﬃculty ﬁnding a mortgage - especially if you’ve had credit problems in the past.

We are dedicated to ensuring that your 'less-than-perfect' credit score shouldn't hinder your path to securing a mortgage. Our experienced, professional mortgage broker services offer specialised solutions, tailored to suit your unique circumstances.

What are ‘Bad Credit Mortgages’?

A 'Bad Credit Mortgage' is a lending solution designed for individuals with credit scores falling below conventional lending standards. If you've faced credit issues such as late payments, defaults, or bankruptcies, you may have found it challenging to secure a traditional mortgage.

Here are some of the circumstances that may lead to diﬃculty obtaining a mortgage:

Impaired Credit

County Court Judgements

Defaults

Mortgage or Rent Arrears

Property Repossession

Bankruptcy / IVAs

Been Refused Elsewhere

Debt Management Plans

If any of these circumstances apply to you, then we may be able to help. We will even take care of all the mortgage paperwork for you, so you don′t need to worry about a thing.

Our Expertise & Commitment

We are committed to helping you secure your mortgage, regardless of your credit history. Using our wide range of expertise, we provide:

Tailored Solutions

We understand that each client's situation is unique. Our team will work closely with you to assess your ﬁnancial proﬁle and offer bespoke mortgage solutions.

Credit Score Guidance

Our experts will provide guidance on improving your credit score, helping you take steps toward ﬁnancial stability.

Transparent Advice

Throughout the process, we provide transparent advice, ensuring you fully understand your options and the implications of your choices.

Access to Multiple Lenders

We have established relationships with a network of lenders who specialise in ‘Bad Credit Mortgages’. Our access to these lenders allows us to ﬁnd the best mortgage terms and rates for your speciﬁc needs.

Years of Experience at Navigating the Market

With over 15 years of experience, we are here to provide you with unbiased, professional advice. We provide guidance on credit and offer clear recommendations, ensuring you make informed decisions. Our wealth of experience helps us navigate the market for you, offering you personalised mortgage solutions.

How Does The Repayment Rate Work?

The actual rate available will depend upon your circumstances. All rates, fees and other costs would be fully detailed in a personalised illustration which is provided once we have a full picture of your individual situation.

A mortgage may not be available in all cases.

Our team is here to guide you every step of the way, from analysing your credit report to ﬁnding the perfect mortgage solution tailored to your unique circumstances.

We are fully committed to guiding you towards a brighter ﬁnancial future, so get in touch with us today to arrange a consultation and initiate the path to securing your mortgage.

Get In Touch

Leeds Office

Will Assist Mortgages (Leeds)

Suite 1, Devonshire House, Devonshire Ave, Roundhay, Leeds LS8 1AY

0113 320 0720

York Office

Will Assist Mortgages (York)

The York Eco Business Centre, Amy Johnson Way, York YO30 4AG

01904 500502

What our customers say

Leo

Malcolm & Julie have been exceptional in delivering their services. I required a Right To Buy Mortgage and have had a short completion window, they were

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Mark Frith

Julie and Malcolm and Will Assist Mortgages have both been fantastic guiding us through the process of our first mortgage. They were both communicative, thorough, and put us at ease.

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Matthew James

Absolutely exceptional communication right from the start. What took 1 broker 4 month, it took Malcolm and Julie 2 weeks. Fantastic work.

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Shabana Jabar

I have been working with Malcolm and Julie for both my mortgage and remortgage for the past 3 years, they are great to work with, are very knowledgeable and transparent and always respond to emails promptly. My mortgage was

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Sean Thickett

Friendly and Professional service. Helped me find the right mortgage with minimal hassle. I would

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Sam Claxton

Fantastic service throughout. Communication is 100% spot on. Honestly cannot fault Malcolm and Julie, and would recommend without hesitation. They helped get a good mortgage deal and moved everything along promptly. Everything was easy to understand and I felt it was a real personal service. Thank you both!

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Claire Boyes

Amazing service as always, this is the 3rd time we have used Will Assist Mortgages. Both Malcolm and Julie are

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Laura M

Outstanding Service from Malcolm & Julie! From start to finish, Malcolm and Julie were absolutely fantastic. Both are incredibly

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Alannah

As a first-time buyer, I had little to no understanding of mortgages. Malcolm had a very thorough conversation with me about my circumstances and

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Gordon

Excellent service throughout the process. Always a quick response to questions and

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Lubna

Malcolm is patient, knowledgeable and always available to answer any questions I have. His years of experience put me at ease knowing i had the best broker supporting me especially as I am a

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Simon

Julie and Malcolm were absolutely fantastic to deal with. They made everything really easy to understand and took all the stress out of the mortgage process. I always felt like

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Richard

We used Will Assist Mortgages for the first time recommended to us by a friend as we were struggling to get onto the property ladder Malcolm and Julie were fantastic through every curve ball that came our way they helped us to come up with the solution nothing was ever to much trouble they went above and beyond.

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Myles

We would highly recommend willassist mortgages. We have had a truly excellent service from Malcolm and Julie, they are very professional, very efficient and

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Joanna

Great service from Malcolm & Julie. Mortgage advice and offer all done in a couple of weeks! Both were always quick to respond to any queries I had. Would definitely recommend

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Curtis

I contacted Will Assist Mortgages to help me with my mortgage. They were are able to offer to the best solution and were very efficient in their work, keeping me up to date and

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0113 320 0720

If you have had problems with credit..

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Established in 2009

FCA Regulated

No Obligation

Can I Find a Mortgage If I Have Bad Credit?

Have a Question in Mind?

Will Assist Mortgages (Leeds)

Will Assist Mortgages (York)

Will Assist Mortgages (York)

Our Expertise & Commitment

Tailored Solutions

Credit Score Guidance

Transparent Advice

Access to Multiple Lenders

Years of Experience at Navigating the Market

How Does The Repayment Rate Work?

Our Services

First Time Buyer

Remortgaging

Buy to Let

Conveyancing

Available 24 hours a day - 7 days a week

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Leeds Office

Will Assist Mortgages (Leeds)

York Office

Will Assist Mortgages (York)

What our customers say

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